Independent Legal Advice (ILA)
Fast, Compliant, and Reliable Legal Advice When You Need It Most
At TC Legal, we provide clear, compliant, and efficient Independent Legal Advice (ILA) to individuals entering into legal agreements that require confirmation from an impartial solicitor. Whether you’re signing a mortgage, transferring property, giving a personal guarantee, or acting as a trustee, we ensure you fully understand the implications of your agreement — and that your rights are protected.
Our ILA service is thorough, responsive, and designed to meet UK legal requirements with minimal delay.
Expert Legal Solutions for Resolving Disputes Across the UK and Nigeria
Navigating disputes, whether commercial or personal, requires a strategic and informed approach. At TC Legal Services, we specialize in providing comprehensive dispute resolution services, including litigation and alternative dispute resolution (ADR), tailored to the legal landscapes of both the UK and Nigeria. Our goal is to resolve conflicts efficiently, preserving relationships and minimizing costs.
What We Do
We offer Independent Legal Advice across a range of personal and property transactions, helping clients meet legal obligations and lender requirements.
Mortgage Agreements & Equity Release
If you’re signing a mortgage or equity release agreement — especially where a third party is involved — we provide the necessary independent advice and confirm your understanding to lenders.
Personal Guarantees
We advise directors, business owners, or individuals acting as guarantors on their legal obligations and risks before signing loan or credit agreements.
Trust Declarations & Transfers
We advise on declarations of trust, transfers of equity, or gifts of property — ensuring that all parties fully understand their rights and responsibilities.
Lender Requirements
We assist with legal advice certificates required by lenders or solicitors, including for cohabitees, family loans, or non-owning occupants.
ID1 and ID5 Certification
We are authorised to verify your identity and sign ID1 and ID5 forms, commonly required for property transfers and Land Registry submissions.
Our Process
At TC Legal Services, we follow a structured approach to ensure efficient and transparent cross-border estate administration:
01 - Document Review
You send us the documents in advance (e.g. mortgage deed, guarantee, transfer form). We review the terms and identify any areas requiring clarification.
02 - Independent Legal Advice Session
We meet with you — in person or via video — to explain the legal implications, answer your questions, and ensure you’re signing voluntarily and with full understanding.
03 - Confirmation & Certification
Once advice has been given, we sign the relevant certificates, complete ID verification (if required), and return documents to your lender or solicitor promptly.
04 - Ongoing Support
If further clarification or document changes are required, we remain available to guide you through to completion.
Why choose TC Legal Services?
Specialist cross-border legal knowledge
We specialise in English and Nigerian law, offering expert, reliable, and culturally aware support for cross-border legal matters.
Culturally sensitive and client-focused approach
We understand the cultural nuances that can impact legal decisions, ensuring our advice is respectful, personalised, and practical.
Responsive, professional, and discreet service
Our team is approachable, reliable, and committed to maintaining your privacy and confidence at every step.
Strong track record in complex and high-value cases
With proven success in resolving challenging legal issues, we deliver results with precision and integrity.
Let TC Legal Services be your trusted partner for all your cross-border legal needs. Whether you’re navigating estate matters, setting up investments, or dealing with commercial contracts, we offer strategic, practical, and culturally aware legal services to ensure your success.
Client Reviews
“TC Legal provided my ILA quickly and clearly. Everything was explained in plain English and completed without delay. Excellent service!”
A.O., London
Satisfied Client
ILA is advice provided by a solicitor unconnected to the transaction, confirming that you understand the legal and financial implications of what you’re signing.
You may need ILA when:
- Acting as a guarantor
- Transferring equity in a property
- Signing a trust deed or loan agreement
- Taking part in a mortgage transaction where you’re not the borrower
Yes. In many cases, we can provide ILA remotely via video call, depending on the lender’s or solicitor’s requirements
We offer quick turnaround — often within 24–48 hours once documents are received.
These are identity verification forms required by HM Land Registry for property transactions. We can complete and certify these forms for you.